Most affordable & cheap places to buy homes in the UK 2025

Looking at cheap places to buy a house in the UK 2025, the most affordable regions to buy a house, and how we can help you sell your home.

Sell your house in 28 days

WRITTEN BY: Alexandra Ventress ★ Digital Content Writer

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Most affordable & cheap places to buy homes in the UK 2025

Looking at cheap places to buy a house in the UK 2025, the most affordable regions to buy a house, and how we can help you sell your home.

Sell your house in 28 days

WRITTEN BY: ALEXANDRA VENTRESS ★ Digital Content Writer

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Table of Contents

All data taken from a combination of the following data platforms:

If you are looking at upping sticks and moving home, then one of the first things you may wish to look at is the different prices of property across the country. The price of property by region can be an important factor when looking at buying and selling, as it allows you to understand not only how much your next property may cost you, but also how much you may get for yours. 

 

With the cost of living crisis crunching the nation, knowing the price of your property and the average prices around the country can set you off on the best foot when it comes to your selling journey. 

 

In this blog post, we will be looking at cheap places to buy houses in the UK 2025, the most affordable regions to purchase a house, and how we can help you sell your home.

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Housing market predictions for 2025

2025 is upon us, and whilst it is almost impossible to predict exactly what will happen in the housing market over the upcoming year, our property experts can get pretty close. 

Meet Jess Buckley, our Sales Manager  – if you ever do sell your house with us, or buy a property through us you can expect to have one or two phone calls with her. We asked Jess about her thoughts on the housing market, and she said:

“UK house prices dipped by 2% overall in 2024, according to the Land Registry. This was largely due to high mortgage rates earlier in the year, although a steady rise in wages helped soften the impact. By the end of 2024, mortgage rates had fallen to around 4.5%, making borrowing more affordable and sparking renewed activity in the market.”

Jessica Buckley

“Looking ahead to 2025, the housing market seems to be stabilising. January has already seen a 1.7% rise in average house prices, the strongest start to the year in recent memory.”

“With more properties coming onto the market, buyers now have the best level of choice since 2015.”

“Labour’s plans to build 1.5 million homes by 2029, and introduce planning reforms are also set to shake things up. If successful, these changes could make homeownership more accessible and boost market activity.”

“However, some local councils have flagged delays in housing development which may slow progress.”

“As mortgage rates settle and housing supply grows, 2025 is shaping up to be a more balanced year for the housing market. This is good news for both buyers and sellers, with healthy competition keeping the market moving.”

Where in the UK is it cheapest to buy a house in 2025?

Keeping these predictions in mind you should remember that house prices will fluctuate month on month, depending on the season, as well as the area that you are living in. Where you live in the UK can have a big effect on the price of your property, especially if you live in the north instead of the south. Whilst it is not the case every time, you can typically expect a 3 bedroom semi-detached house in the north to cost less than one in the south. 

 

According to the HM Land Registry UK House Price Index,  the average house price in the UK last year was £289,707. But how does this figure compare to this year and how is it reflected in the different regions across the UK? 

 

Whether you are first-time buyers or an investor looking to purchase a second home, affordable areas to buy a home are always worth knowing about. Below we take a look at the average regional prices in England according to  the UK house price index and look into how much each region differs in price:

RegionAverage price (2024)Annual change (%)
East Midlands£253,000+0.8
East of England£355,000-1.2
London£539,000-0.9
North East£165,000+1.8
North West£220,000+0.7
South East£394,000-1.3
South West£331,000-1.5
West Midlands£256,000+0.6
Yorkshire and the Humber£212,000+0.2

Average house price by property type in England 2024

House prices in the UK are not just affected by the area you are looking in or the time of year it is. House prices can also be affected by the type of property that you are looking to sell or purchase. 

 

Below is data collected from the HM Land Registry, showing the change in house prices over two years, depending on the property type: 

Property typeAverage priceAnnual change
Detached£439,974+2.8%
Semi-detached£280,895+4%
Terraced£239,000+3.1%
Flat/maisonette£232,436+0.5%
All£298,076-3.54%

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Is it hard to sell your house in cheap areas?

Selling your home in a cheap area can be a challenge as if you set your price too high, you may struggle to find a buyer, but if you price it too low, you risk waiting on the open market, or losing buyers who are concerned that there may be an underlying issue with the property. 

In order to sell your home in a cheap area, you should take the following steps: 

  • Choose your estate agent carefully
  • Set a realistic asking price that you can achieve 
  • Cater your property towards first-time buyers 
  • Stage your property to paint it in the best light 
  • Highlight amenities your property may have 
  • Be honest and upfront 
  • Prepare to negotiate 

What county has the cheapest house prices?

CountyAverage house price (2024)
 County Durham£176,541
 Tyne and Wear£201,362
 Northumberland£207,304
 West Yorkshire£233,108
 Lancashire£205,929

*According to data from Rightmove

As it currently stands, County Durham is the county with the most affordable house prices. As we have previously mentioned, the North East is the region with the cheapest house prices, so it is no surprise to see County Durham on the list. 

 

Its close proximity to Newcastle and homing the city of Durham, as well as the excellent transport links it boasts, allows you to travel both in and around the county with ease, making it an ideal choice for first time buyers and investors.

 

The most popular property in County Durham is its terraced homes, which on average sell for £109,762.

 

Below is a breakdown of the average cost of property throughout the county: 

 

  • Detached: £287,786
  • Semi-detached: £157,291

The next most affordable county in the UK is Tyne and Wear, also located in the North East of England. With affordable house prices and brilliant travel links to London and Edinburgh, as well as in and around the county, there is no wonder that Tyne and Wear is a popular county for those looking to purchase property. 

 

The average price for a home in Tyne and Wear over the last year was £201,362, with the most popular property type sold being terraced properties, averaging £177,953.

 

Below is a breakdown of the average cost of housing throughout the county:

 

  • Semi-detached: £204,916.
  • Terraced: £165,151
  • Flats/maisonettes: £124,573

Next up on the list of affordable counties in the UK 2024 is Northumberland. A breathtaking county full of picturesque walks, national trust properties and a fantastic coastline, Northumbria is a firm favourite for those seeking low, affordable house prices.  

 

Northumberland is a hotspot for reasonable property prices, with the average home costing £207,304. The most popular Northumberland property type sold over the last year were terraced properties. 

 

Below is a breakdown of the average cost of housing throughout the county:

 

  • Detached: £391,086
  • Semi-detached: £199,512
  • Terraced: £165,399
  • Flats/maisonettes: £123,000

The next county on our list is West Yorkshire, home to the Royal Armouries and the Yorkshire Sculpture Park. With the average price of a property in West Yorkshire (December 2023 – November 2024) costing £233,108, there is plenty to love about life in West Yorkshire.

 

(Not just the fact that’s where The Property Selling Company’s HQ is!)

Lancashire is the last county on our list of counties with the most affordable housing, with an average house price of £205,929 (down from £213,078). With a host of beautiful beaches and scenic countryside walks, there is plenty to see and do in the wonderful county of Lancashire.

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The most affordable areas in the South East

The southeast covers a broad range of the country, encapsulating property hotspots such as Reading, Brighton, and Winchester. However, with an average property price of £471,323 over the last year (down from £540,354 in the previous year); it’s easy to see why many buyers may be put off by the southeast when house hunting. 

 

While the average house price may be on the slightly pricier side of people’s budgets, there are plenty of areas in the south-east that can be classed as affordable. 

 

Below we take a look at some of the most affordable places to buy a house in the south-east:

AreaAverage asking price
Southampton City Centre£216,302
Ocean Village£233,593
Dover£249,140
Newport (Isle of Wight)£252,910
Ryde (Isle of Wight)£254,915

*According to data from Rightmove

According to data from Rightmove, the cheapest place to buy a home in the southeast is Southampton City Centre. Packed full of great local amenities, such as museums, parks, and a theatre, as well as great travel links, a property in this area will set you back by about £216,302, which is less than half the regional average!

The next up on our affordable towns to buy in the southeast is Ocean Village, a development in Southampton where the average asking price is £233,593. 

 

Located only minutes from the water, Ocean Village is full of amenities, such as shops, bars, restaurants and a cinema and is only a 20-minute walk from the city centre.

With an average house price of £249,140, Dover offers incredible value for buyers. Known for its iconic White Cliffs and rich history, it combines coastal charm with excellent transport links to London and Europe, making it a great choice for both families and commuters.

If you’re looking for a peaceful retreat, Newport is a fantastic option with an average house price of £252,910. Nestled in the heart of the Isle of Wight, this charming town is surrounded by natural beauty and offers a relaxed, slower pace of life.

At an average of £254,915, Ryde is perfect for those who love coastal living. With sandy beaches, a vibrant seafront, and ferry links to the mainland, it’s ideal for anyone wanting the best of island life with easy access to the rest of the UK.

For an average house price of £257,830, Portsmouth offers a vibrant mix of city living and maritime history. With landmarks like the Spinnaker Tower and a lively waterfront, it’s a great spot for those who want a bustling yet affordable urban lifestyle by the sea.

The cheapest place to live in the north of England 2025?

AreaAverage sold price
North Ormesby, North Yorkshire£58,958
Shildon, County Durham£88,170
Peterlee, County Durham£97,665
Eston, North Yorkshire£116,244
Burnley, Lancashire£135,721
Hyndburn, Lancashire£145,325
Blackpool, Lancashire£147,449
Hull, East Yorkshire£160,047

*According to data from Rightmove

North Ormesby gets the crown for the most affordable place to buy a house in the north of England, with an average asking price of just £58,958. Situated a mere 30-minute drive from North York Moors National Park, and Sunderland an hour and 15 minutes away using public transport, there is lots to love about North Ormesby.

With house prices averaging just £88,170, Shildon is one of the most affordable places to buy in the UK. Known as the “Cradle of the Railways,” it’s steeped in history, with the Locomotion Museum celebrating its industrial past. Shildon also offers plenty of green spaces, a tight knit community and easy access to larger towns like Bishop Auckland for shopping.

Finally on our list of affordable places in the north of England is Peterlee. With plenty of nearby coastal towns to visit, and a grey seal spotting nature reserve, Peterlee has plenty of amenities on offer. With an average asking price of £97,665, Peterlee also has excellent transport links, getting you to Sunderland in 30 minutes on the bus.

Next up on our list is Eston, an industrial town in Cleveland. With an average asking price of £116,244, it is easy to see how Eston has made the list for affordable areas. Located a 10-minute drive away from North Ormesby, Eston is home to plenty of outdoor green spaces, shops, museums and more.

At an average of £135,721, Burnley is a budget friendly choice with loads to offer. This Lancashire town perfectly balances urban convenience and countryside charm. Whether it’s exploring the stunning grounds of Towneley Hall, walking along the Leeds and Liverpool canal, or taking advantage of the town’s great transport links to Manchester, Burley is ideal for those wanting a mix of city and nature.

With house prices around £145,325, Hyndburn offers affordable living in a welcoming community. Towns like Accrington, with its friendly vibe and great local amenities, make this area a real hidden gem. Surrounded by beautiful countryside and home to the stunning Haworth Art Gallery, Hyndburn is perfect for anyone looking for a mix of nature and community.

Blackpool’s average house price of £147,449 makes it an affordable option for seaside living. This famous coastal town has more than just its iconic attractions like Blackpool Tower and the Pleasure Beach. It also boasts sandy beaches, a booming nightlife and a lower cost of living compared to many other UK coastal towns. Whether you’re after family fun or just love being by the sea, Blackpool has it all.

At £160,047, Hull is great value for a city with so much to offer. From exploring marine life at The Deep, to wandering through the charming Old Town, Hull combines history, culture and modern living. With ongoing regeneration projects, a buzzing arts scene, and affordable homes, it’s a fantastic choice for families, young professionals, or anyone looking for a vibrant yet affordable place to call home.

Most expensive places to live in England 2025?

Now that we have looked at some of the cheapest places to buy houses in the UK, we can now explore some of the more expensive areas in England. Regardless of whether you are a first-time buyer trying to get a foot on the property ladder, a family homeowner looking to upsize, or are simply just curious, below are the 6 places in England with the highest property prices:

CountyAverage House Price
City of London£885,540
Greater London£784,301
Surrey£602,306
Hertfordshire£531,912
Oxfordshire£473,312
West Sussex£439,013

*According to data from Rightmove

Unsurprisingly, the City of London is at the top of our list of the most expensive places to live in England 2025. However, since the last time we updated this blog back in December 2023, the average house price in the City of London has dropped by 14.52% – having been at a high of £1,024,218.

 

As you can probably guess, the majority of properties sold within the City of London are flats, which sell for an average of £878,157. Terraced properties sell for an average of £1,750,000.

Next up on our list is Greater London. Another area that will not be a surprise to most, Greater London is a prime location, and is home to excellent links and houses priced at an average of £784,301, which is actually a 11.76% increase from December 2023, when the average was £697,212.

 

Much like the City of London, flats were the most popular type of property sold over the last year, fetching an average price of £608,161. Terraced homes in Greater London sold on average for £985,964, and semi-detached homes sold for £1,116,681.

Situated in the south East of England is the county of Surrey, home to a bounty of historical houses, zoos, theme parks and more, with easy access to London and beautiful countryside, Surrey is a top choice for those looking to commute to the capital whilst enjoying the peace of the countryside. 

 

While it may be the middle of our list, Surrey’s house prices are certainly on the more expensive end of the property pricing spectrum with the average home costing £602,306 last year. The most popular property type sold in Surrey last year were semi-detached homes, which sold on average for £562,716. Detached homes sold for an average of £974,816 and flats averaged at £298,185.

Next up on our list of the most expensive places to purchase a property in the UK is Hertfordshire. Bordering Greater London, this commuter county is ideal for those looking to escape the city, whilst still being able to travel in and out of the capital with ease. 

 

Slightly less expensive than its neighbours London and Greater London, Hertfordshire is still on the pricy side of property purchases, with the average house price last year settling on £531,912. The majority of properties sold were terraced, at an average of £437,466. Semi-detached homes sold for an average of £567,594, with flats fetching £277,482.

Oxfordshire has climbed into the rankings as one of the most expensive places to buy a house in the UK, with an average house price of £473,312. The county’s stunning countryside, historic landmarks, and proximity to London make it a highly desirable location.

 

A significant portion of homes sold in 2024 were semi-detached properties, with an average price of £439,121, appealing to families and professionals alike. Detached homes, ideal for those seeking more space and privacy, detached an impressive £680,711. 

 

Meanwhile, terraced houses sold for an average of £395,927, offering slightly more affordable options in this prestigious area. With the vibrant city of Oxford, excellent schools and universities, and beautiful countryside, Oxfordshire continues to attract buyers.

West Sussex remains a popular and affluent area to buy a home, with an average house price of £439,013 in 2024. Known for its charming towns, rolling countryside and coastal beauty, it’s a favourite among families and retirees. 

 

Detached properties accounted for the majority of the sales, with an average price of £673,617, appealing to buyers seeking spacious, high end homes. Semi-detached houses sold for an average of £425,083, providing slightly more affordable family options, while terraced homes averaged £355,197, catering to first time buyers and young professionals.

 

With excellent transport links to London, highly rated schools and towns like Chichester and Horsham, West Sussex combines luxury and convenience for those looking to settle in the South East.

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How we can help you sell your house

We are The Property Selling Company, an online estate agency that wants to change how you sell your home. We pride ourselves on our philosophy that selling a house should be three things; fast, effortless, and free. That’s why when you sell with us you can say goodbye to the days of expensive estate agents and legal bills, as we cover all of the selling fees for you. 

 

We keep our philosophy at the heart of what we do, offering a tailored service to suit you. Our dedicated team of property professionals are by your side throughout every step of the process, offering you support even after you have sold. We will advertise your property on Rightmove and Zoopla, organise viewings, cover legal fees, and negotiate better deals for free. 

 

We are making the challenges of buying and selling your home a thing of the past. Over the years, we have built a seamless process to provide you with an excellent service and sell for free.

 

So if you are ready to get your home on the market, fill out one of our free no-obligation forms today! 

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