Category: Selling

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What Documents Do I Need to Sell My House?

What Documents Do I Need to Sell My House?

In this blog we will be looking at the documentation needed to sell your home, where you can find them, and how you can sell your home in as little as 28 days…

Alexandra Ventress

Alexandra Ventress ★ Digital Content Writer

Table of Contents

Regardless of whether you are buying or selling a house, one thing stays the same, you will need to get familiar with a lot of different documents. From the more mundane proof of ID to the slightly more complex TA10 form, there are plenty of documents needed to sell a house. 

 

Selling a house can be stressful enough without then being left in the dark over what paperwork you will need in order to sell. 

 

So if you are wondering ‘What documents do i need to sell my house?’, read on, as we aim to answer that very question and more! 

 

Looking for a quick answer? Check out our interactive menu on the left-hand side! 

Do I need a damp proof certificate to sell my house?

When it comes to the documents you need to sell your home, a damp proof certificate is one of the most important certificates you can provide. If your property suffers from damp, it can devalue it by 53% if left untreated. This is why if you have had damp-proof treatment, being able to provide a certificate to prove it will work in your favour. It provides buyers with a safety net and gives them peace of mind about your property. 

Do I need an electrical certificate to sell my house?

When it comes to the forms for selling a house, one you are under no legal obligation to produce an electrical safety certification. You are not under any legal obligation to provide an electrical safety certificate when selling unless you have had ‘notifiable’ electrical work carried out. 

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What documents are needed to sell a house?

There are several documents required to sell a house and it is a good idea to start collecting them before you begin to put your home on the market in order to avoid delays further down the line. But with so many documented necessary, it can be hard to know where to start. 

 

Below, we take a closer look at the 11 documents you need when you sell your property: 

Proof of ID for selling house is the first document you will need to provide! Whether you are trying to buy or sell, estate agents, mortgage lenders, and legal representatives are legally required by law to check your identity as a measure against money laundering. You will need to provide either a passport or driving license, as well as proof of address e.g. bank statement, a utility bill under 3 months old, or a driving license. 

Title deeds prove that you are the rightful owner of a property and when you originally purchased your property, your solicitor should have sent you them. If you don’t have a copy of them, you can check with your mortgage lender to see if they are holding the original copy or whether they are with your solicitor. 

 

The government decided that all properties should be registered with HM land registry in the 1980s, so in the event that you can’t locate your title deeds, you can request a copy for £3. 

 

However, it is worth noting that 15% of land and property in the UK is not registered with the HM Land Registry. If your property is part of this percentage then things may get a little tricky as you will have to prove you are the legal owner. This will mean you will have to apply for “first registration”. 

If you have purchased your property within the last 10 years, then you may already have a copy of your Energy Performance Certificate (EPC) available. The government has a database of every EPC in the UK, where you will be able to look up yours to see if you have one. If you do not have an EPC, then you will need to acquire one before it is put on the market.  

If the property you are selling is leasehold, then you will need to locate the lease. It is up to your estate agent to then highlight how many years are left on the lease, as well as ground rent and service charges to be advertised when the property goes onto the market. 

 

The majority of mortgages available will not cover shorter leases, so if you have less than 80 years left on yours then this may slow your house sale. If you have only lived at your property for two years, then you may want to look into extending the lease. 

If you own a property that is under 10 years old or is a new build then you should have been provided with a copy of your BuildMark (NHBC) or other type of new home policy/warranty document. 

If since January 2005 you have extended or altered the wiring in your home, then by law you are required to obtain a certificate referred to as a ‘Part P Building Regulation Certificate’  that you can pass onto your solicitor.  This certificate will prove that any new electrical work that you have had done meets standards. If you cannot locate your certificate, then speak to the electrician who carried out the work. 

While you are not legally obligated to provide a gas safety certificate, it is a wise idea if you need to sell your home.  A gas safety certificate should be issued by a Gas Safe registered engineer and will show that your boiler is checked and safe. If you have a gas boiler on your property, then it is recommended that you have a gas safety certificate for your own safety. By having a gas safety certificate you are showing potential buyers that your boiler is safe and regularly maintained. 

If in the time that you have lived in your property, you have replaced any of your windows, then you will be required to give either a FENSA or CERTASS certificate. This certificate will prove that the windows comply with building regulations and are typically valid for up to 10 years. FENSA and CERTASS certificates are available from the perspective websites. If the installation of your new windows was not carried out by an approved workman, or if you cannot find the certificate on either the FENSA or CERTASS website, then you may want to pay for indemnity insurance in order to cover the new owner. 

If you have made any changes or alterations to the property, then you will need to show that you have obtained the proper consent and approvals. Building regulations, planning permission, and completion certificates will all need to be provided. As the seller, it is also your responsibility to give details of any building work or details that do not have the necessary consent and permissions, as well as any unfinished building and alteration work. 

 

If you are selling a listed property, then you will need to supply details surrounding any listed building consent obtained for any exterior or interior work.  

Unfortunately, no matter how much you love your property, no house is perfect. Warrenties and guarantees have to be taken out, and any potential buyers will need to know about this. Whether you have had damp, dry rot, Japanese knotweed or other issues, find copies of receipts or guarantees you may have for the work undertaken.

You will also need to provide your estate agent with all relevant material facts about your property. If you are unsure what is classed as material facts you should consult your estate agent, however, government guidance defines material facts that will have a major impact on the decision of the buyer to purchase your home. An example of this would be if your property regularly floods or is of non-standard construction. 

 

You will also need to provide information surrounding non-optional financial commitments such as council tax, leasehold charges, or rent charge costs. 

 

You should also provide any Party Wall Agreements for work that has been done that has impacted a shared wall with your neighbour as well as any insurance policies, such as indemnity insurance, and any details on restrictive covenants. 

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What if the property is leasehold? 

If you are selling a property that is also a leasehold property, then in addition to the other documents you will also need to fill out a Leasehold Management Pack or a TA7 form. This will help to inform potential buyers about all of the leasehold information. 

 

This form will usually be filled out by either your conveyancer or solicitor and will include all information about the lease as well as outlining the following: 

 

  • Ground rent 
  • Any plans for major work to take place at the property 
  • Service charges 
  • Building insurance details 
  • Details for any management companies 
  • Asbestos survey details 
  • External wall fire reviews 
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Do I need a fittings and content form? 

As a seller, you may need to fill out a fittings and content form when selling a home. Also referred to as a TA10, this form informs the potential buyer of all of the household items included in the sale. This is useful as when you first show buyers around your property, it is not always clear what is and is not included in the sale price. It is a good idea to fill out this form as early into the selling process as possible so that any buyers know exactly what they are getting with your property. #5C2572

Property Information Form

Another document you will need to sell your house is a Property Information Form, also referred to as a TA6. This form provides potential buyers with an overview of the property to allow them to decide whether they wish to continue or not with their purchase. 

 

The form will typically cover the following items:

 

  • Property boundaries
  • Any disputes that the property may bring 
  • If the property has ever been affected by Japanese knotweed 
  • If the property has an EPC 
  • If the property is listed
  • If the property is in a conservation area 
  • Which utilities are connected to the property, such as gas, water, electricity, etc 
  • Any guaranteed warrenties 
  • If the building is insured 
  • If any building work has occurred

The Property Selling Company

If you are looking to sell your house quickly without the hassle then look no further. We are The Property Selling Company, and we believe that a house sale should be three things: fast, effortless, and free. 

 

We have made it our mission to change the way you sell your house, which is why you can say goodbye to expensive legal and estate agent bills as we can sell your house without the fees, and in as little as 28 days. 

 

At The Property Selling Company, we offer you a full estate agent service but without the hassle. Whether you are buying or selling, we are here to take care of everything and work alongside you every step of the selling process. 

 

If you are ready to start your house-selling journey today, then get in touch or fill in one of free, no-obligation valuation forms!

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When is the best month to sell house in the UK?

Woman in garden in Spring

When is the best month to sell house in the UK?​

 In the UK, the housing market experiences seasonal fluctuations, and understanding when to list your property can make a substantial difference in both the speed of sale and the final price. 

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WRITTEN BY: Tom Condon ★ Digital Content Writer

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When is the best month to sell house in the UK?

 In the UK, the housing market experiences seasonal fluctuations, and understanding when to list your property can make a substantial difference in both the speed of sale and the final price. 

Sell your house in 28 days

WRITTEN BY: Tom Condon ★ Digital Content Writer

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Table of Contents

When is the best month to sell house in the UK?

Selling your house is a significant decision, and timing can play a crucial role in ensuring a successful sale. In the UK, the housing market experiences seasonal fluctuations, and understanding when to list your property can make a substantial difference in both the speed of sale and the final price. 

 

In this article, we’ll explore the worst and best month to sell house in the UK, assess whether it’s currently a good time to sell, identify the busiest month for house sales, and discover when homes tend to sell the fastest.

When is the best month to sell house?

If you’re looking for the ideal time to put your house on the market in the UK, spring (March to May) is often considered the best season to sell. During these months, the weather begins to improve, and gardens and outdoor spaces come to life. 

 

Longer daylight hours provide more opportunity for viewings, making it easier for potential buyers to visualise their life in your home. Furthermore, it is thought spring is also popular as it does not fall in any major school or public holidays other than Easter. 

 

Similarly early autumn (October) is seen as one of the best month to sell house as families often aim to move before the new school year starts, making September and October a popular choice for house sellers. Autumn weather can be mild and extremely beautiful which can help increase your curb appeal if you have a large garden.

Which properties sell the best in Spring?

Certain types of properties tend to sell particularly well in the Spring due to the favourable weather and overall appeal of the season, some examples are:

Spring is a popular time for families to buy homes because they often want to move during the summer months when schools are closed. Properties with multiple bedrooms, a garden, and good access to local schools tend to be in high demand.

Spring is when gardens come to life with blooming flowers and lush greenery. Homes with well-maintained gardens or outdoor spaces are more attractive to buyers during this season. A well-maintained garden can significantly boost a property’s appeal.

In the spring, the countryside and rural areas often look their most picturesque, with fields, trees and meadows bursting with colour. Buying seeking a peaceful retreat or a rural lifestyle are more likely to explore these properties during this season.

Coastal properties tend to be more appealing in the spring when the weather is improving and people are thinking about summer holidays. Buyers looking for holiday homes or seaside living may show increased interest during this time.

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When is the worst month to sell your house in the UK?

The end of December and January are often the worst time to sell your house in the UK as the festive season can mean potential buyers are preoccupied with holiday preparations and celebrations and the poor weather may deter potential buyers.

Is it a good time to sell a house?

Although the end of December and January are the worst times to sell a house, November and early December may offer slightly easier selling. Many buyers aim to complete their property purchases before the holiday season, so listing your property in November or early December can attract these motivated buyers. 

 

Since there are fewer sellers in the winter, your property may face less competition in the market which could result in potentially more attention from serious buyers. 

 

Some buyers receive end of the year bonuses or have more flexible schedules during the holidays, making it a good time for them to focus on property hunting.

Which properties sell the best in Winter?

Selling a property during the winter months can present its own challenges as the colder weather and shorter days can make the selling process more difficult. But, there are a few properties that excel in the winter market:

Properties that are warm, well-insulated and energy-efficient are more appealing in winter. Buyers are likely to appreciate homes that are cosy and comfortable during the colder months. Homes with functional fireplaces, wood-burning stoves and mudrooms may also be a popular choice.

In urban areas, city centre flats can sell very well in winter as buyers prefer these properties due to their convenience, proximity to work and not having to commute as far.

Properties that have been recently built or renovated with modern amenities such as efficient heating systems, underfloor heating and high quality insulation will be attractive to buyers in the winter.

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What is the busiest month for house sales?

Typically the busiest month for house sales in the UK is May during the peak of the spring season, as housesellers race to get their property sold during times of favourable weather and increased daylight.

How do supply and demand affect the housing market?

Understanding supply and demand will have more positive implications to putting your property on the market than knowing the best month to sell house. Supply and demand are fundamental economic forces that play a significant role in shaping the housing market. 

 

When there is a strong demand for homes but a limited supply of available properties, prices tend to rise as buyers compete for the available inventory and drive up prices. Ultimately, this is the point at which property sellers have more negotiating power. 

 

But, if there is an increase in the supply of homes but the demand remains stable, prices may stabilise or even decrease. More choices for buyers can reduce competition among them, leading to more favourable terms for buyers. 

 

Selling in spring may historically have been the best time to sell, but with the rise of online property portals and the lesser need to use a traditional estate agent, selling in autumn and winter is becoming more favourable. This is because houses have more exposure all year round, and the spring housing market becomes far more saturated.

What month do homes sell the fastest?

Homes tend to sell fastest during the spring and early summer months, the combination of better weather, longer days and a fresh start to the year often motivates buyers to make quicker decisions. 

 

However the speed of the sale can also be influenced by factors like pricing, location, and the overall condition of your property.

What types of properties don't have the best month to sell house?

While certain properties may benefit from seasonality in the property market, there are property types that don’t have a best month to sell house, meaning their appeal and demand remain relatively consistent throughout the year. 

 

Some good examples of these would be luxury homes and investment properties as these properties often cater to a specific niche market with a more extended buying timeline and less affected by seasonal considerations.

When should you put your house on the market?

When deciding when to put your house on the market, it’s essential to consider a range of factors. Local market conditions play a pivotal role and consulting a knowledgeable estate agent familiar with the area can provide you with valuable insights.

 

Traditionally, spring and early summer are favoured for listing due to milder weather and longer daylight hours. However your personal circumstances, property condition and competition in the market should also guide your decision.

 

You should however, keep an eye on economic indicators and interest rates, as favourable conditions spurring buyer interest. Crafting a strategic marketing plan with your agent and avoiding major holidays or local events can further enhance your listing’s success.

 

Ultimately, the timing of your listing should align with when you are ready to sell, and not completely on whether it’s the best month to sell house. 

 

Here at The Property Selling Company we can help you sell your house in as little as 28 days, no matter what time of the year it is. Our expert team of property professionals will be able to help you at every stage of the process.

 

We’ll go above and beyond to get your property sold faster as we believe selling really shouldn’t be complicated. You will have an improved, streamlined service away from the traditional high street agent.

 

We will cover everything including floor plans, photographs, write-ups, viewings and your legal fees all while ensuring that you benefit from honest and transparent customer service.

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What Do You Legally Have to Leave When Selling a House UK?

What Do You Legally Have to Leave When Selling a House UK?

Looking at your moving home checklist, things to do when moving out of home, and how we can help.

Alexandra Ventress

Alexandra Ventress ★ Digital Content Writer

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Moving out of your home can be an exciting time, however, it is also one of the most stressful experiences you will have to go through. Remembering to pack everything that is essential, making sure you don’t forget anything valuable, and vetting various moving companies are all part and parcel of the house-buying and selling process. 

 

And whilst it often may seem obvious what you will take when moving out of home, what is often not as obvious is what you should leave behind in the move. 

 

In this blog post, we will be looking at what you are legally meant to leave behind when you move, the difference between fixtures and fittings, and how to make the most of packing for your new address. 

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What do you leave when moving home?

When it comes to selling your house, there is no law in the UK that dictates what stays with a house when you sell it. This can lead to some friction with your buyer, especially if they move into your home expecting to find carpets, only to find that you took them in the move to the new place. 

 

In the UK, there is no obligation for sellers to indicate whether they are leaving any homeware or furniture when they move, however, it is common courtesy to notify your buyers on the condition you plan to leave the property in, as well as what you intend to leave. 

 

The most effective way that you can alert your buyers to this is to include a fixtures and fittings checklist with the sale contract. This will help you to avoid complications further down the line, as everyone will be aware of exactly what will be left in the property. 

Do I have to pay for cleaning when I move out?

Whether or not you have to pay for cleaning when you move out of your property will depend upon your own personal circumstances. If you live in a tenanted property and have a landlord, then it would be within your best interests to either pay for a professional cleaner to clean the property, or you should clean the property thoroughly yourself. This is because it is not just common courtesy, but also because if your landlord is not pleased with the condition that you have left the property in, they may withhold your deposit, leaving you out of pocket. 

 

If you already own your own property, then whether or not you clean is down to personal choice, however, you should leave your property as you expect to find your new one. 

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How clean is a seller required to leave the house after moving out UK?

Legally, the seller can leave the property in whatever condition they wish. However, it is common decency to leave the property in a good, clean condition. As you will be aware, moving house is an incredibly stressful situation, and you should be looking to leave the property in a way that you would be pleased to find it. 

 

Because of this, you should consider giving your property a deep clean before moving day. Hoovering and cleaning carpets, polishing floors and surfaces, and cleaning away any clutter. 

What are fixtures and fittings? 

When you are buying or selling a property, you will have likely heard the terms fixtures and sitting thrown about. But what exactly do they mean? 

 

Fixtures are classed as items that are attached to the building, this would include radiators, worktops, and units.

 

Fittings are items that are items that are attached to the property but with nails and screws. Examples of fittings would be shelves and toilet roll holders.  

TA10 form 

Whilst you may find that the majority of fittings within your home are of low value, disagreements can still break out between buyers and sellers about what exactly is being left behind in the property. This is where a TA10 property form comes into play. 

 

 If you are moving into a new property, the last thing you want is to move in to find that the previous owners have left everything they didn’t want to take with them in the move. Equally, you do not want to move to find that the entire property has been stripped bare. By filling out a TA10 property information form, each party can agree on what fixtures and fittings are staying and going as part of the move. 

 

If you are the seller, then your solicitor should give you a copy of the TA10 form to fill out. The best way to do this is to go through your property, room by room and decide what you will take with you in the move, and what you will be leaving behind. 

 

After the form has been completed, the buyer’s solicitor will receive the TA10 from the seller’s solicitor and will be able to raise any queries they may have. 

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What are the laws on fixtures and fittings? 

More often than not, as the seller, you are legally expected to leave the property in a “reasonable” condition. There are exceptions made for slight wear and tear that may occur between the exchange of contracts and the completion day. 

 

As already mentioned, the seller is obligated to leave behind the contents stated in the contract of sale. So if a buyer agreed to a sale under the pretence that the white goods would be included only to find the seller has taken them, this could be deemed as a breach of contract. Whilst the buyer could pursue this legally, legal procedures are often costly, and it is often not worth the buyer’s time or money to pursue. 

What to leave on moving day?

When it comes to packing, it can be difficult to know what to take with you to your new home, and you will need to leave.  Below we have listed some items that you may be expected to leave when you move, but are under no legal obligation to leave. 

Fixtures 

  • Light fittings and switches 
  • Plugs
  • Boiler
  • Built-in wardrobes 
  • Kitchen counters 
  • Bathroom suites
  • Radiators 

Fittings 

  • Curtain rails and curtain poles 
  • Shelves
  • Carpets 
  • TV Aerials and satellite
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Do you leave carpets when you move out?

Whilst some of the items in your house may obviously fall into either fixtures or fittings, there are a few household items that may be harder to categorise, thus making it harder to pack. Carpets could technically fall into the fittings category and can be easily taken up, however many buyers will often expect them in the home. 

 

Whether or not you leave your carpets will depend on your own personal choices, but if you are planning on taking them, you should make this clear to the buyer early on in the process. 

Do you leave shelves when moving?

As a rule of thumb, when it comes to fittings, you should aim to leave them behind when you move house. It is a good idea to read through your contract carefully in order to fully understand what can be taken and what you have agreed to leave, however, shelves are usually expected to be left behind. 

Do you take curtains with you when you move?

Unless it is stated in your TA10, then you will not be legally obligated to leave the curtains behind. However, it is considered polite to make your buyer aware of this if you do plan on taking them with you, as it is difficult to find curtains that fit, and no one wants to move into a property with bare windows.  

 

However, whilst you are not obligated to leave the curtains, you will more than likely be required to leave the curtain pole. If you have already stated in the TA10 form that you will leave the curtains, then you are legally bound to do so. 

Do you take your wheelie bin with you when moving? 

You should not take your wheelie bin with you when you move. You will have a wheelie bin already waiting at your next property, however, you will still be able to use your wheelie-bin up until the moving day. The general rule is that it is acceptable to leave a bit of rubbish at the bottom of the bin, but there should be enough room for the buyers to use it until the next bin day. Any extra rubbish needs to be taken to the skip or removed. 

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Top tips for deciding what to leave when packing 

When it comes to moving house, you should have all of the fixtures and fittings that you plan to leave for the new buyers outlined clearly in your inventory.  Below, we have outlined three of our top tips for deciding what to take with you when moving home. 

Before you commit to the sale, you should make sure that you write down exactly what you are leaving for the new homeowner. This will help the sale to progress a lot smoother and will mean your buyer knows exactly what they are getting when moving to a new home. 

You may want to take all of your fixtures and fittings with you when you move to your new home. However, this may require some strong negotiating on your behalf, so it is important to remain friendly and open to your buyer’s point of view. 

By leaving a list of the items that you plan to leave behind for your buyers, you have the potential to speed up your sale. The offer of the fixtures and fittings included with your property may be enough to sweeten the deal for any buyers who may be hesitating and secure you a faster sale. 

 

Or alternatively, you could sell your home in as little as 28 days through us…

The Property Selling Company 

Regardless of whether you are buying or selling, here at The Property Selling Company, we are here to help! 

 

We’ve made it our mission to change the way that you sell houses because we believe that a house sale should be three things: fast, effortless, and free. 

 

That’s why when you sell your house with us, you can say goodbye to expensive legal and estate agent bills, as we can sell your house in as little as 28 days, without the fees. 

 

We offer you a full estate agent service but without the hassle. Whether you are buying or selling, we are here to take care of everything and work alongside you every step of the selling or buying process. 

 

If you are ready to kickstart your house selling or buying journey, then get in touch today by giving us a call or by filling out one of our free no-obligation valuation forms! 

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How Much Does an Annex Add to Your House Value?

How Much Does an Annex Add to Your House Value?

How Much Does an Annex Add to Your House Value?

Looking at whether a granny annexe can add value, advantages of self-contained living, and we can help sell your house with a self-contained living space.

Alexandra Ventress

Alexandra Ventress ★ Digital Content Writer

Table of Contents

There are many reasons why someone may decide to add an annexe to their property. From wanting to take in an elderly relative, or maybe to give their own children some independence, annexes are wonderfully versatile building addition. 

 

But do they also add value to your property?

 

In this blog post, we will be looking at how much value an annexe can add, the different types of annexe accommodation, and what you as the homeowner will need to consider when planning to have one installed. 

 

Looking for a quick answer? Check out our interactive menu, located on the left-hand side of the page! 

What is a granny annexe? 

An annexe, or granny annexe, is a stand-alone living space equipped with the ammenties needed for independent living. These include a bedroom, bathroom, kitchen and it must share the same address of the house it is a part of. 

 

They are becoming an increasingly popular option in the face of rising care home fees, however, they are just as popular with elderly parents, as they are with young adults seeking a little bit of independence whilst still being close to home. 

How much value does an annex add to a house?

It is estimated that a self-contained unit can increase home value by 20-30%. However, exactly how much value adding an annexe to a house will bring will depend upon a variety of factors, such as the layout of the annexe, its size, and the features that it has inside. 

 

Due to the rising cost of living costs and property prices, annexes are becoming an increasingly popular choice, as they allow buyers to have a separate space for their children to live in or older family members. 

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Does an annexe increase council tax?

If your separate living space is located within your home, then you should not have to pay any further council tax. If your annexe is unpopulated, then the same will apply. However, if your annexe is a self-contained living space separate to your main property and is occupied, then the rules around paying council tax become a little harder to understand.

 

You will be exempt from paying council tax if you have a dependent relative living in your annexe or granny flat. A dependent relative is classed as someone who is over the age of 65 or is permanently disabled or mentally impaired. If you are renting your granny annexe to a non-dependent relative, then you may still be able to qualify for a 50% discount. 

 

In order to fully understand the rules and regulations surrounding council tax and your additional living space, it is a wise idea to get in touch with your local authority. 

How much does it cost to build an annex in the UK?

According to Checkatrade, you can expect to pay an average of £90,000. This is alongside factoring in the costs for building regulations, planning permissions, and other aspects of the building process. Whilst the average cost is £90,000 but can cost anywhere between £80,000-£10,000. 

Types of annexes available

When it comes to building an annexe, there are many different types available. Below, we take a look at the four most common types of annexe that you are likely to come across:

A granny flat typically occupies one floor in a family home. Often found in cities, these are self-contained flats. 

If you have an outhouse on your property that is not being used, then you have the potential to convert it into an annexe. Also referred to as a garden annexe. 

A traditional granny annexe is inside the main property or is added as an extension. 

A prefabricated annexe comes with all of the fixtures and fittings and is assembled onsite. A prefabricated annexe costs an average of £40,675 to assemble. 

How big can you build an annex without planning permission?

If you do not wish to get planning permission for your annexe, then you will need to be sure that your annexe complies with the rules under the Caravan Act. The Caravan Act dictates that annexes must meet the following requirements: 

 

  • The building should be no longer than 20m
  • The height of the building should be no taller than 3.05m 
  • The width of the building should be no wider than 6.8m

 

The use of the annexe will also need to be incidental to that of the main house. This means you will be unable to put it up for sale separately from the main house. 

 

You will also need to obtain a Lawful Development Certificater from your local authority to confirm that the annexe can be deemed as incidental. 

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What adds the most value to a property?

Whilst adding an annex to a house can add up to 30% value onto your property, you may find yourself wondering what are the other things that add value to your home? Below we are going to look at how to add value to your home with various other remodelling, renovations, and upgrades: 

1. Off-street parking

According to data from Zoopla, off-street parking can add a staggering £50,000 to your property’s value. Off-street parking has the potential to add the most value to houses in busy city locations, however rural and suburban areas also value this home improvement. 

 

Exactly how much converting a garden into a parking space will cost will depend upon a variety of factors, such as the cost of reinforcing the pavement, dropping the kerb and making changes to the garden.

2. New kitchen

Whilst a kitchen conversation is a great way to add value to the property, you will need to make big changes in order to reap the benefits properly. Unfortunately, simply replacing cabinets and repainting the walls won’t cut it and you will end up spending more than you gain in value. 

 

To add the maximum amount of value to an outdated or small kitchen, you will need to look into creating a good layout, which means potentially extending. 

 

If you are looking at getting a full kitchen redesign in order to properly maximise the value added, you could find yourself looking at a bill of around £45,000. However, a new kitchen is thought to add about 15% value to your property, so it is worth giving some thought to.  

3. Open-plan living

Open plan living is another renovation you can do to your home to help increase home value by 3-5% . Large multi-functional spaces are becoming increasingly popular, especially with families, as it allows parents to keep an eye on young children when entertaining or just going through everyday life. 

 

However, with the cost of living crisis, some buyers are being put off open-plan living, as it costs more to hear. 

 

Whilst it is fairly simple to knock through a wall to create an open living plan, you should be wary that this project can turn expensive if the wall you are looking at knocking through is a load-bearing wall.

4. Loft conversion 

A great way to add value to a house is to invest in a loft conversion. A great choice for city properties, loft conversions are great for those with limited floor space, and can add up to 15% on to your properties value. 

 

Depending on the work you plan to carry out, you may not need planning permission. If you are planning on converting up to 50 cubic metres of loft space, then you will not need planning permission. However, if your plan for the conversion exceeds limits and conditions, then you will need to seek planning permission. 

 

You can expect to spend an average of £22,000 on a loft conversion. 

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5. Garage conversion 

A garage conversion can add up to 15% value to your property. Whilst an extra room may serve you well, you will need to consider whether future buyers may value a garage over it. If you have a home in a city, then a garage may be invaluable, as parking can be difficult to come by. 

 

However, an extra room can be very useful to some buyers, as it can make an extra bedroom, home office, home gym, or extra bedroom. 

 

Whilst you may not need planning permission, you will need to pay for an inspection to ensure that the conversion meets building regulations. 

 

For a standard garage conversion, you can expect to pay anywhere between £5,000 and £7,000.

6. Basement conversion

Creating space beneath your home in the form of a cellar or a basement can be a great way to add between 10-15% and is a great choice for city properties.

 

It is also a great choice for older properties as buyers can often feel as though as cellar fits with the period the home was originally built in.  

7. New bathroom 

A good, low-value way to add value to your property is to convert your tired-looking bathroom. However, in order for a new bathroom to truly add value to your home, the rest of your property will need to look equally as smart.

 

If you want to fully gut your bathroom, you should prepare for extra spending as changing the layout of your bathroom, as well as pipes and plumbing, can be expensive. 

 

However, if you want to simply replace your toilet, shower, bath, or sink, you can make a huge change to your bathroom without going over budget. Retiling your bathroom is an inexpensive task, as is adding new lighting. 

 

These simple changes can help add between 3-5% value to your property.  

Where can I sell a house with an annex

Looking to sell your house with an annexe? Then we are here to help! 

 

Here at The Property Selling Company, we believe that every house sale should be three things: fast, effortless, and free. 

 

That’s why we have made it our mission to change the way that you sell houses. Say goodbye to the days of expensive legal and estate agent bills, as we can sell your home in as little as 28 days, without the fees. 

 

We offer you a full online estate agent service, without the hassle. This means we take care of everything and work alongside you throughout every step of the house-selling process. 

 

If you’re ready to kickstart your house-selling journey today, then get in touch today and fill in one of our free, no-obligation form to get your house valuation! 

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Can You Sell A House If One Partner Refuses?

partner refuses to sell house

Can you sell a house if one partner refuses?

Looking at how to sell a house when one partner refuses, and how you can come to an agreement when only one party wants to sell.

Sell your house in 28 days

WRITTEN BY: Alexandra Ventress ★ Digital Content Writer

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Can you sell a house if one partner refuses?

Looking at how to sell a house when one partner refuses, and how you can come to an agreement when only one party wants to sell.

Sell your house in 28 days

WRITTEN BY: ALEXANDRA VENTRESS ★ Digital Content Writer

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Table of Contents

Divorces and separation are stressful and upsetting situations, however, they are circumstances that we may have to deal with. 

 

In this blog post, we will be looking at whether you can sell a house when one partner refuses, how a joint mortgage can affect a sale, and how we can help!

 

Looking for a quick answer? Check out our interactive menu to the side! 

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Can you force the sale of a house after separation?

If your partner refuses to sell your home, then you may find yourself in a difficult situation. However, you cannot force your partner, and your partner cannot force you into a sale. In order for a sale to take place, both partners must agree to a sale voluntarily. If one partner is refusing to sell, you will be able to apply to the court for an order for sale of property. From there, the court will look at the wide range of factors surrounding your circumstances, such as whether the property is a family home. 

 

In the case that there is sufficient equity in your home for you and your ex-partner to rehouse yourselves comfortably, then chances are the court will not grant an immediate sale, even if one of you should put in the plea. When the court defers the sale for a period of time, it is usually to allow the parties involved to become more stable financially, however, every case is unique. 

When can you force a house sale UK?

As we have already mentioned, if only one party wishes to sell a property then you will need to apply for an order of sale. From here, the court will decide on the best course of action, which will often result in one of the following outcomes: 

 

  • Refusal of sale 
  • Refusal of sale with an order placed to regulate the right to occupy
  • Sale is granted 
  • Sale is granted but suspended for a short period 
  • Partition the co-owned property (only granted in exceptional circumstances)

What are the rights to property after separation UK?

If you are married, then in the unfortunate event of divorce or separation you are entitled to a share of the property. You can register your matrimonial home rights with the Land Registry. By doing so, will protect your financial interest in the home. 

 

According to The Family Law Act 1996, the following home rights are granted: 

 

  • The right to stay in your home unless a court order excludes it 
  • The right to ask the court to enable you to return to your home (if you have moved out) 
  • The right to know of any repossession action taken out by your mortgage lender 
  • The right to join any mortgage possession proceedings taken out by your lender 
  • The right to pay the mortgage, if the other party stops making the payments

 

Until the divorce is concluded and finalised, these home rights will apply.

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Joint tenants vs tenants in common

When it comes to selling a house after separation or divorce, the type of ownership you and your partner have can affect the choices available to you when it comes to selling. The two most common types of property ownership that you will come across are: 

 

Joint tenancy: If you have a joint tenancy, then you and your ex-partner will have equal rights to the property. This means that in your will you cannot pass on the ownership of your property. In the tragic event of the death of one of the joint tenants, then the ownership of the property will pass onto the remaining party. The majority of married couples are joint tenants of their family home, so if they want to sell then both parties must consent before the sale can go ahead. 

 

Tenants in common: If you are tenants in common, then you and your partner will own shares of the property. However, whilst tenants in common may own different-sized shares, both parties will have equal rights. As is the case with joint tenancy, all tenants in common must be in agreement in order for the sale to go ahead.

How to sell a house when one partner refuses

When you own a property with a partner, you both retain the right to make decisions regarding the property. These rights extend to the right to sell it, so if one party refuses a property sale, it can leave you at a standstill.

 

These are three of the most common routes taken when selling with a partner who refuses: 

If you and your partner are unable to come to an agreement, then you may be able to obtain a court order to sell. This is referred to as a ‘forced sale’ and if it is deemed as being in the best interest of both parties then the court may grant it. 

 

Regardless of whether you are a joint owner or a tenant in common, you can obtain a court order. However, it is worth bearing in mind that the resulting proceedings can be a long drawn-out affair. As both names will appear on the title deed, the court will have to consider the value of the property, interests of the co-owners, as well as any other relevant factors at play before arriving at a conclusion. 

If your partner refuses to sell and you own a share of the property, then you may be able to sell your share to a third party. This is referred to as ‘partition action’ and means you can sell your share of the property without your partner’s consent. This option is only available to those who are tenants in common. 

If you have a partner who is refusing to sell and who you are unable to reach an agreement with, then you may wish to seek a mediator. A mediator is someone who is a neutral third party who can help you and your spouse or civil partner communicate with each other and eventually reach a mutually beneficial decision. 

How is a house divided during a divorce? 

If you find yourself in the circumstances of needing to divide the house up during a divorce, there are four main options that you can use: 

 

  • You can buy your ex-partner’s shares outright
  • Sell the property asap and share the profits with one another
  • You could keep the property and legally change the owner 
  • Or, alternatively, you could transfer all or part of the property to one partner in the context of an overall financial settlement

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Can you remove someone's name from a mortgage without refinancing UK?

When it comes to removing someone from a mortgage, there are two elements at play, the legal work and the mortgage itself: 

The legal work

As long as everyone involved is in agreement, then the legal process is fairly straightforward. A legal charge will be set up the legal charge with the lender, and those named party on the ownership set up on the Land Registry. As part of the application, you will notify your mortgage advisor and solicitor that it is a transfer of equity. 

The mortgage process

The next stage is the mortgage process. You will then need to review your current mortgage and determine whether you wish to stay with your current lender or seek a new deal. Regardless of whether you are keeping the same mortgage or not, you will need to fill out a new application. Your lender will then assess whether the remaining tenant is creditworthy and able to afford the property on their own. 

Can I walk away from a joint mortgage? 

You cannot walk away from a joint mortgage. If you and your partner have a joint mortgage you are both liable for the mortgage until it has been paid off in full, even if one member of the party no longer lives in the property. 

This means that you will need to keep up with any mortgage that you are required to make. If you fall behind, then this can negatively affect both you and your ex-partner’s credit score. 

If you and your ex-partner have a joint mortgage, then there will be several options for you to consider: 

Either you or your ex-partner can buy the other out of the mortgage. In order to do this you will need to have the cash readily available or be able to borrow the funds to do so. You will also need to prove to your mortgage lender that you can afford the payments on your own once you have decided to buy out your partner. 

If you are going through an amicable divorce or separation, and have nearly paid off your mortgage, then you can both continue to make your mortgage payments until the debt is cleared. This way you will be both be able to sell the property and split the total afterwards. 

You could also sell the jointly owned property, use the profit to pay off what is left remaining on your mortgage, and then split whatever is left of the proceeds. If you find yourself in the position of selling a home in negative equity, then you may have to divide any outstanding debt between you both, however, it is wise to talk to your lender to find out what your options are. 

If you are in the situation of wishing to take over your mortgage but are unable to afford the mortgage repayments on your own, then you could apply for a guarantor mortgage. This means that a family member or a close friend agrees to cover the mortgage repayment costs if you are unable to make the payment costs. 

Another option when it comes to the sale of a jointly owned property is to transfer a part of the property. This means that one of you would own most of the property, whilst the other would retain a stake in the home. This way, when the home is sold in the future, one partner would be entitled to a percentage of the value when the property is sold.

What if my ex is refusing to sell the house?

If you are looking to sell your house but one partner refuses then we can help! As we have already discussed, when it comes to selling a house during or after a divorce, speed is vital. You want to avoid dragging out the house sale so that you can divide up your assets and move on, and that’s where we come in. Here at The Property Selling Company, we believe that a house sale should be three things, fast, effortless, and free. 

 

It’s our mission to change the way that you sell houses, so we offer you a full online estate agent service, without the fees. Say goodbye to the days of expensive estate agency fees and solicitor fees. 

 

We work alongside you through every step of the house-selling process. We cover everything, so you won’t have to.

 

If you are looking to sell your house before or after a divorce in as little as 28 days, then fill out one of our fast, free, no-obligation form to get your house valuation and get in touch today!

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How much value does a driveway add to a house?

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How much value does a driveway add to a house?

We look at how much a driveway adds value to a house and more!

Tom Condon
Tom Condon ★ Digital Content Writer

Table of Contents

If you are looking to maximise the value of your house before selling, or you are looking forwards to the future, one easy way to add value could be a driveway. 

 

With some online sources claiming that a new driveway could add 5% to 10% to your property value, it may seem like an appealing option. But, it may be unreasonable to install a new driveway, if the upfront cost of installing it is above the predicted selling price. 

 

In this article we will discuss whether the value of a driveway adds to a house, what other factors could influence the value, how you can increase your kerb appeal and much much more!

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How much value does a driveway add to a house?

The general rule of thumb is that a driveway will increase the value of a property between 5% – 10%, but there is no guarantee. With more and more people turning to driving, having safe and secure parking is a must in the modern age. 

 

Parking is a massive pain point for many homeowners, especially in towns and cities where there is no off-road parking. Local councils have a tendency to increase the amount of restrictions on parking, in a bid to battle congestion. 

 

But, these restrictions can create stress on local homeowners as they need to pay for the parking, and with predictions that this will only increase in the future, many people are worried about parking space premiums to increase rapidly.

Factors that affect how much value a driveway adds to a house

When installing a driveway, you should ensure that it is laid by reputable contractors and that the final product is of good quality, as this will likely add value to the driveway. 

 

Here are some other factors that affect how much value a driveway adds to a house:

When you add value to your home by installing a driveway, you will need to consider both the location of the driveway but also the location of your property.

 

Most houses in the UK will have a front garden, some will be large enough for one or two car parking spaces. But, in areas such as a city, green space is often minimal so you will need to weigh up whether the value lost removing green space is redeemed by installing a driveway.

If you are going to install a driveway, you will need it to reflect the size of the property. Many three bedroom houses will have more than one car, so providing adequate parking space is a must. 

 

If the driveway size doesn’t reflect the size of the house, then you may lose value or sway off potential buyers.

If there is no free parking on your street then having a driveway with permit-free parking may increase the value of your home. Permits can be costly over time, which is why having a driveway could be seen as a good long-term solution.

If the driveway doesn’t integrate with the house, and is an eye-sore, this could put off potential buyers. A driveway that blends well with the surrounding environment and complements the landscaping can enhance the overall appeal and value to your property.

Driveways with the ability to electric charge could skyrocket a house value, especially as more and more cars become hybrid or fully electric.

What are the different types of driveways?

Driveways are essential features of many British homes, providing access to parking spaces and enhancing the overall kerb appearance. Various driveway types are available, each offering their own unique characteristics or aesthetics. 

 

Concrete driveways are popular for their durability and low maintenance requirements which makes them an excellent long-term investment, whereas asphalt driveways are affordable and quick to install. 

 

If you’re looking to inject some real monetary value into your property then going for a sleek or elegant option like brick or paver driveways may be a great option as these offer various design patterns and colours. 

 

Here are the most commonly found driveway options:

Concrete is a low priced, easy to install driveway surfacing option, but is easily stained. It is slightly more expensive than Asphalt but is one of the most durable of all driveway options.

Brick is another durable option for driveway, and is very popular in 21st Century houses.

Block paving driveways are made up of flags, slabs and small concrete blocks which can create patterns but require a precise eye and a longer installation period. 

They are easily replaced and can easily fight off weeds, but can be damaged faster by freeze and thaw cycles.

Asphalt is a type of concrete that is commonly used to surface roads and pavements. Asphalt driveways will usually last around 15 to 20 years, which can be extended by regular patching and sealing. 

Asphalt has a higher maintenance upkeep than the other driveway options but is the cheapest to install.

Gravel driveways are made of loose gravel which are typically poured into a contained area. The initial cost for a gravel driveway can be relatively low (depending on its size), but they do need regular maintenance.

Paver driveways are the king of driveway strength, they can handle the weight of a vehicle better than concrete, brick or asphalt. Although, paver driveways can be made using brick, or concrete.

Resin-bound paving driveways are a mixture of aggregate stones and resin that is flexible and resistant to cracking.

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New driveway cost vs property value

The big question for anyone reading this article is – Will my new driveway offer a good return on investment?

 

The answer is, it might. 

 

In areas where off-street parking is scarce and in high demand, a new driveway can significantly increase the property’s value, attracting more potential buyers and leading to a favourable return on investment. 

 

If the driveway is well-designed and durable, this only adds to the attractiveness for the potential buyer and could lead to a potentially higher selling price. 

 

But, on some streets where driveways are commonplace and are an expected standard, the return on investment may not be as pronounced and the cost of installation may not be fully recouped in the final selling price.

 

How much does a new driveway cost?

On average, you can expect to pay around £40-£100 per metre squared for a new driveway, but this will vary depending on the material you choose. 

 

Below is a list of the most common driveway options available:

MaterialCost+Installation (per metre squared)
Concrete£40-£50
Brick£48
Block paving£100
Asphalt£60
Gravel£100
Paver£50
Resin-bound paving£110

How to increase your kerb appeal

Increasing the kerb appeal of a house can be a transformative way to make a lasting impression on potential buyers and impress surveyors. 

You should start by ensuring the front lawn is well maintained, with neatly trimmed lawns, manicured shrubs and colour flowers that add vibrancy. 

A fresh coat of paint on the exterior of your property can go  a long way to creating a welcoming and polished look. You could also upgrade any lighting fixtures, adding warmer lights to add a touch of elegance and visibility in the evenings. 

If you have recently installed a new driveway to your property, you should definitely consider making sure it is fully integrated into your garden design using pathways, decorative stones and removing clutter or unnecessary items.

Does a driveway add value to a house: FAQs

A single off-road car parking space could add up to 5% to a property value, whereas a second parking space could increase this to 10%.

Appealing or electric gates can add a further 5% to a properties value, as they offer security and can boost the kerb appeal to potential buyers.

Removing a garage might devalue your property, but it depends what you replace it with. If you remove it for more parking space or a bedroom, then it could increase the value of your house. It’s always important to seek guidance from a surveyor.

You will need planning permission from the council to get a dropped kerb installed on a property, assuming the council owns the pavement.

If you’re looking to sell your property, we can help you sell in as little as 28 days … and for free! We’re an online estate agency built to change the way people sell houses. 

 

We will work with you every step of the way to ensure the process is completely stress free for you, and we will handle all the legal work. 

 

We don’t mind if your property has a driveway fit for 4 cars, or no driveway at all, we will help you get the best selling price possible. 

 

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